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Beyond Curriculum #1: A Literary Analysis Project that Reaches the Multiple Intelligences
Teaching with the multiple intelligences in mind is an admirable goal - and a difficult one. How do you effectively incorporate the multiple intelligences, meet the requirements of your school's curriculum, and make sure that your students are...
Could My Child Have a Learning Disability?
Before my daughter, Michele, began attending school, a lady that was babysitting her noticed things she did (or didn’t do) that weren’t developmentally quite right. We were fortunate in that the babysitter had had training in early childhood...
Let’s Talk about Probate
Below is a discussion of how to handle probate. First of all, what is probate? We’ve heard various things about probate and we are pretty sure that it deals with court matters that involve our property. We generally know that probate is something...
Public-school Teachers Know Best --- They Send Their Kids To Private Schools
A study done by the Thomas B. Fordham Institute found that nationwide, public-school teachers are almost twice as likely as other parents to send their children to a private school. The study also found that more than one in five public-school...
The Best Toys For Your Baby
The Best Toys For Your Baby Baby shower When choosing toys for your baby you should remember that they should be both fun and educational – there are a wide range of toys to choose from that can make your baby squeal with joy and...
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My 11 year old just received a CREDIT CARD!!!
Have you notice that you can barley get though all your junk mail and now your kids are getting junk mail. Sometimes they are receiving magazines in their names or even pre approved credit cards. How can this be when they don’t even have jobs?
Well, mom or dad you may be contributing to this madness. How many times this year have you given out your child’s social security number? Many doctor’s offices are asking for your child’s social security number now and if you are like most parents you give it out and not even think twice about it. Does your child have a credit union or bank account in their name? Are your children, (with your permission) giving their contact information on kid’s sites on the net?
These are all places that sometimes sell or share (as they like to state) information with their partner companies. This is only one way that some of these companies get your child’s information. Another way is if your child has a bank account. Some companies use the databases of major credit reporting companies like Trans Union, Equifax, Experian or Innovis. After obtaining data then your child’s information goes into the databases with everyone else and guess what…the company does not have a clue that this person is a minor.
Educate your child about the importance of their social security number and how they have a
right to keep it private. Also, take note of these tips to minimize the credit madness:
•Most doctors, dentists and other medical professional offices like to have social security numbers for record keeping purposes. If you are asked for your child’s social security number find out why they need it, if you do not think that it is a viable reason, you can refuse to give it. Your child is not responsible for paying the bill and they probably already have your social security number because you are the one insured.
•If your child insists on getting the latest free download (even if it is a kid’s site) give your contact information.
•Call The Opt-Out Department at 1-888-567-8688.You can have your family excluded
for 2 years or permanently from all the pre approved credit offers that use the major credit reporting databases .
Above all, be as protective about your child’s personal information as you are with your child. Just like we teach our children to be cautious toward strangers, we need to teach them to guard their personal information equally as well.
About the Author
Yolanda Kennedy is a mother, wife, friend and neighbor who believes education is the key to building the life you want for your family. Her business www.UnitedHomesByOwner.com helps homeowners save thousands instead of paying it to an agent.
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